[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sl-as.cz\/banky-stary-prezitek\/#Article","mainEntityOfPage":"https:\/\/www.sl-as.cz\/banky-stary-prezitek\/","headline":"Banky, star\u00fd p\u0159e\u017eitek","name":"Banky, star\u00fd p\u0159e\u017eitek","description":"Co si budeme vykl\u00e1dat. Banky jsou tu ji\u017e n\u011bjak\u00fd ten p\u00e1tek a p\u011bkn\u011b se n\u00e1m tu uhn\u00edzdily. Dlouho byly jedinou mo\u017enost\u00ed, jak se slu\u0161n\u00fd \u010dlov\u011bk […]","datePublished":"2018-09-03","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.sl-as.cz\/author\/#Person","name":"","url":"https:\/\/www.sl-as.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sl-as.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sl-as.cz\/wp-content\/uploads\/img_a325670_w1936_t1537608135.png","url":"https:\/\/www.sl-as.cz\/wp-content\/uploads\/img_a325670_w1936_t1537608135.png","height":0,"width":0},"url":"https:\/\/www.sl-as.cz\/banky-stary-prezitek\/","about":["Pen\u00edze"],"wordCount":414,"articleBody":"Co si budeme vykl\u00e1dat. Banky jsou tu ji\u017e n\u011bjak\u00fd ten p\u00e1tek a p\u011bkn\u011b se n\u00e1m tu uhn\u00edzdily. Dlouho byly jedinou mo\u017enost\u00ed, jak se slu\u0161n\u00fd \u010dlov\u011bk mohl dostat k p\u011bkn\u00fdm pen\u011bz\u016fm rychle. Banky se tak neb\u00e1ly nasadit velk\u00e9 \u00faroky a po\u0159\u00e1dn\u00e9 represe na ka\u017ed\u00e9ho dlu\u017en\u00edka. Jenom\u017ee finan\u010dn\u00ed trh se od dob Marie Terezie rozrostl a u\u017e to nen\u00ed jenom o bank\u00e1ch. Nebankovn\u00ed spole\u010dnosti, kter\u00e9 poskytuj\u00ed mo\u017en\u00e1 je\u0161t\u011b lep\u0161\u00ed \u00fav\u011bry, kter\u00e9 jsou stejn\u011b bezpe\u010dn\u00e9, ne-li p\u0159\u00edmo lep\u0161\u00ed, jsou v\u00edce ne\u017e z\u00e1le\u017eitost\u00ed denn\u00edho po\u0159\u00e1dku. Je dnes ji\u017e norm\u00e1ln\u00ed, pokud va\u0161e banka neposkytne \u00fav\u011br, j\u00edt za n\u011bjakou takovou spole\u010dnost\u00ed, kter\u00e1 m\u00e1 oproti bance \u0159adu v\u00fdhod.
 
 
 a) P\u0159\u00edzniv\u011bj\u0161\u00ed podm\u00ednky
 Proto\u017ee je zde n\u011bjak\u00e1 drav\u00e1 konkurence, banky se sna\u017e\u00ed zajistit sv\u00fdm klient\u016fm co mo\u017en\u00e1 nejlep\u0161\u00ed servis a pohodl\u00ed. Nikdy se nestane to, \u017ee byste se snad museli spokojit s n\u011b\u010d\u00edm, co m\u00e1m, nevyhovuje. Jednodu\u0161e p\u0159esedl\u00e1te na jin\u00e9ho kon\u011b a je to. Pro tyto spole\u010dnosti je nutn\u00fd zisk, pokud si za\u0159\u00edd\u00edte sv\u00e9 v\u011bci tak, \u017ee jim ten zisk d\u00e1te, i kdy\u017e si trochu po\u010dkaj\u00ed, tak jim to v\u016fbec nevad\u00ed.
 
 
 b) \u0160irok\u00fd v\u00fdb\u011br
 Nen\u00ed to jenom jejich \u0161irok\u00fd v\u00fdb\u011br, ale tak\u00e9 je dobr\u00e9 to, \u017ee je tu mal\u00e1 pravd\u011bpodobnost, \u017ee by v\u00e1m n\u011bjak\u00e1 takov\u00e1 spole\u010dnost nep\u016fj\u010dila. Pokud se pot\u00fdk\u00e1te s finan\u010dn\u00edmi probl\u00e9my nebo jenom pot\u0159ebujete n\u011bjakou tu finan\u010dn\u00ed injekci do za\u010d\u00e1tku, m\u016f\u017eete sice poho\u0159et u tradi\u010dn\u00ed banky, zato tyhle spole\u010dnosti po v\u00e1s sko\u010d\u00ed jako tygr po ob\u011bti, proto\u017ee se jim mnohokr\u00e1t oplatilo vsadit na toho spr\u00e1vn\u00e9ho kon\u011b. Je to jenom chyba bank, \u017ee odm\u00edtaj\u00ed ty nejlep\u0161\u00ed klienty. Ti se pot\u00e9 porozhl\u00e9dnout po jin\u00e9 mo\u017enosti. Banky si to za\u010daly uv\u011bdomovat a sice nab\u00edzej\u00ed podm\u00ednky trochu lep\u0161\u00ed, st\u00e1le je to nesrovnateln\u00e9, nap\u0159\u00edklad v \u00faroku, kter\u00e9ho se v\u00e1m dostane u nebankovn\u00ed spole\u010dnosti. Proto je to v\u00fdhodn\u00e9 hlavn\u011b pro v\u00e1s, proto\u017ee nejen u\u0161et\u0159\u00edte, ale je\u0161t\u011b ty pen\u00edze v\u016fbec dostanete. A to je to hlavn\u00ed.
                                                                                                                                                                                                                                                                                                                                                                                         4.4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky, star\u00fd p\u0159e\u017eitek","item":"https:\/\/www.sl-as.cz\/banky-stary-prezitek\/#breadcrumbitem"}]}]